2015 Cars That Are the Cheapest to Insure

Image: consumerwatchdog.orgBuying a new 2015 model car can be pretty exciting as the anticipation builds in finding the right car for you or your family. But oftentimes the matter insuring the car is forgotten during the deal making.

You may want that snazzy little sports car because you’ve found a great price for it, but the insurance for a car like that will cost a lot more than your average sedan. The car may be cheap but the insurance premiums will wear you down.

So which cars made today can be insured at good prices?

Only 43%

According to Insure.com, only 43% of the drivers surveyed said they actually looked into how much it would cost them to insure their new cars before purchasing them. But knowing what it will cost to insure a new car can make a difference in the overall decision to purchase one model over another, as far as the bottom line is concerned.

Scott Oldham of Edmunds.com said:
"People usually buy the vehicle they want, and only then do they call their insurance company to find out about coverage."

Insurance costs also fluctuate according to factors such as where you drive your car, what you drive your car for, and how many miles you drive, just to name a few. The following are a partial list of the cars that are cheapest to insure.

Ford Escape S
Average yearly premium: $1190
This compact crossover car is a favorite for families with kids, and as a result, insurance companies believe that the parents will be safe drivers, and won’t get into many accidents. If you are looking for a good family car that won’t break the bank in insurance premiums, the Ford Escape S may be a car to consider.

Subaru Outback 2.5i PZEV
Average yearly premium: $1,176
As is common for many Subaru cars, the Subaru Outback 2.5i PZEV offers standard all-wheel drive. It also has a good deal of safety equipment on board such as seat-cushion airbags, and optional collision avoidance systems with automatic brake control.

This four-door family SUV is a favorite among families, which translates into safer drivers and lower insurance rates.

Dodge Grand Caravan SE Plus
Average yearly premium: $1,162
This minivan is another favorite among families (anyone see a pattern here?) and as a result, falls into the category of “safe drivers.” This vehicle has relatively simple trim/body extras so repairs for accidents to the car’s body should be simple and straightforward (read: cheaper to repair).

Jeep Wrangler Sport 4WD two-door hardtop
Average yearly premium: $1,134
The Wrangler wins the title for the least expensive 2015 car to insure. It has a 4-wheel drive, and a standard 8.8-inch ground clearance, plus hill-start assist. The downside to all of this is that virtually all Jeep models have worse than average repair records.

Source: Insure.com
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